                    &\multicolumn{1}{c}{apr}&\multicolumn{1}{c}{apr}&\multicolumn{1}{c}{apr}&\multicolumn{1}{c}{Credit Approval (Auto)}&\multicolumn{1}{c}{Credit Approval (Auto)}&\multicolumn{1}{c}{Credit Approval (Auto)}&\multicolumn{1}{c}{CC Limit Increase}&\multicolumn{1}{c}{CC Limit Increase}&\multicolumn{1}{c}{CC Limit Increase}\\
\hline
Minority            &     -56.795         &     -80.618         &     -76.678         &      -0.237         &      -0.895         &      -0.835         &       0.475         &       2.193\sym{***}&       0.683         \\
                    &    (63.190)         &   (107.263)         &    (80.792)         &     (0.822)         &     (0.972)         &     (0.878)         &     (0.730)         &     (0.787)         &     (0.948)         \\
Minority X Post     &      44.356         &     116.976         &      -7.258         &       1.591         &       3.089\sym{**} &       2.196\sym{*}  &      -0.039         &      -2.272         &      -0.051         \\
                    &    (89.951)         &   (141.884)         &   (106.290)         &     (1.151)         &     (1.548)         &     (1.218)         &     (0.987)         &     (1.369)         &     (1.173)         \\
Minority X Post X High Non-Bank Financing&                     &    -148.897         &                     &                     &      -3.042         &                     &                     &       4.503\sym{**} &                     \\
                    &                     &   (211.573)         &                     &                     &     (2.401)         &                     &                     &     (2.041)         &                     \\
Minority X High Non-Bank Financing&                     &      53.614         &                     &                     &       1.359         &                     &                     &      -3.475\sym{**} &                     \\
                    &                     &   (173.522)         &                     &                     &     (1.850)         &                     &                     &     (1.415)         &                     \\
Post X High Non-Bank Financing&                     &     238.256         &                     &                     &       2.022         &                     &                     &      -2.560         &                     \\
                    &                     &   (152.787)         &                     &                     &     (2.044)         &                     &                     &     (1.647)         &                     \\
High Non-Bank Financing&                     &    -118.423         &                     &                     &      -1.475         &                     &                     &       1.907\sym{*}  &                     \\
                    &                     &   (120.540)         &                     &                     &     (1.641)         &                     &                     &     (1.144)         &                     \\
Minority X Post X High Racial Bias State&                     &                     &     107.254         &                     &                     &      -1.197         &                     &                     &       0.012         \\
                    &                     &                     &    (99.070)         &                     &                     &     (1.389)         &                     &                     &     (1.148)         \\
Minority X High Racial Bias State&                     &                     &      38.813         &                     &                     &       1.185         &                     &                     &      -0.409         \\
                    &                     &                     &    (83.846)         &                     &                     &     (0.938)         &                     &                     &     (0.772)         \\
\hline
R-Squared           &       0.008         &       0.008         &       0.008         &       0.003         &       0.003         &       0.003         &       0.006         &       0.006         &       0.006         \\
Observations        &      17,403         &      17,403         &      17,403         &      34,682         &      34,682         &      34,682         &      17,433         &      17,433         &      17,433         \\
